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Zephyr Financial Group ("Company," "we," "us," or "our"), located at 1806 Jefferson Road, Otsego, MI 49078, is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website at thezephyrfinancialgroup.com or interact with our services.
By using our website or submitting an application, you agree to the collection and use of information in accordance with this Policy. If you do not agree, please do not use our services.
We collect information you provide when you complete our application or contact form, including:
When you visit our website, we may automatically collect certain technical information, including your IP address, browser type, device identifiers, pages visited, referring URLs, and time spent on pages. This information is used for analytics and to improve user experience.
We use the information we collect for the following purposes:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you have opted in to receive SMS/MMS messages from Zephyr Financial Group, we may contact you via text message to provide information about our financial products, application updates, and promotional offers. SMS messages are sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply, depending on your mobile carrier plan.
You may opt out of SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a single confirmation text and no further messages will be sent. To re-subscribe, text START.
Reply HELP to any of our text messages for assistance, or contact us directly at tyler@thezephyrfinancialgroup.com.
Consent is NOT a condition of purchase. You are not required to consent to receiving SMS messages in order to apply for or receive funding from Zephyr Financial Group.
We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:
We may share information with trusted third-party vendors who assist us in operating our website, conducting our business, or servicing you — including payment processors, cloud hosting providers, and analytics tools — provided they agree to keep your information confidential.
We may disclose information if required to do so by law or in good-faith belief that such disclosure is necessary to comply with legal process, enforce our policies, or protect the rights, property, or safety of Zephyr Financial Group, our clients, or others.
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email or prominent website notice of any such change.
We do not share, sell, or disclose your personal information or SMS opt-in data to third parties for their marketing or promotional purposes.
We implement commercially reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, use, alteration, or disclosure. Our website uses SSL/TLS encryption for data transmission. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
Our website may use cookies — small data files stored on your device — to improve your experience, remember preferences, and gather analytics data. You can set your browser to refuse cookies or alert you when cookies are being sent. Disabling cookies may affect certain website features.
Depending on your state of residence, you may have the right to:
To exercise these rights, contact us at tyler@thezephyrfinancialgroup.com. We will respond to verifiable requests within 30 days.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of material changes by updating the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Zephyr Financial Group
1806 Jefferson Road
Otsego, MI 49078
Email: tyler@thezephyrfinancialgroup.com