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These Terms and Conditions ("Terms") govern your access to and use of the website located at thezephyrfinancialgroup.com and the services provided by Zephyr Financial Group ("Company," "we," "us," or "our"), a financial services company located at 1806 Jefferson Road, Otsego, MI 49078 (EIN: 39-2889170).
By accessing our website, submitting an application, or engaging with our services in any way, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must not use our website or services.
Zephyr Financial Group provides direct business funding solutions to qualified business owners and entities in the United States. Our services include, but are not limited to:
All funding decisions are made at the sole and absolute discretion of Zephyr Financial Group. Submitting an application does not guarantee approval or the provision of any funding.
To apply for funding, you must:
We reserve the right to reject any application for any lawful reason, including but not limited to failure to meet eligibility criteria, inability to verify information provided, or business type restrictions.
By submitting an application, you represent and warrant that all information you provide is accurate, complete, and current. You authorize Zephyr Financial Group to verify any information submitted, including but not limited to business financial records, bank statements, and identity documentation. Providing false or misleading information may result in immediate disqualification and may have legal consequences.
By opting in to SMS communications, you agree to the following terms governing text message communications from Zephyr Financial Group.
When you opt in to our SMS program, you consent to receive recurring marketing and promotional SMS/MMS messages from Zephyr Financial Group using an automated telephone dialing system (ATDS), including information about our financial products, application updates, and promotional offers.
Message frequency varies; you may receive up to 4 messages per month. Actual frequency may be lower depending on your application status and communication preferences.
Message and data rates may apply. Charges are billed by and payable to your mobile service provider. Zephyr Financial Group does not charge for SMS messages, but standard carrier messaging rates may apply.
You may cancel SMS communications at any time by replying STOP to any text message sent by Zephyr Financial Group. Upon receipt of your STOP request, you will receive a final confirmation message and no further SMS messages will be sent to you from our program, unless you re-subscribe.
For help or information regarding our SMS program, reply HELP to any text message, or contact us at tyler@thezephyrfinancialgroup.com.
Consent is NOT a condition of purchase. Your decision to opt in or opt out of SMS communications will have no effect on your eligibility to apply for or receive funding from Zephyr Financial Group.
SMS services may not be available on all carriers. Zephyr Financial Group is not liable for delayed or undelivered messages.
All content on this website — including text, graphics, logos, images, page design, and software — is the property of Zephyr Financial Group or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
You agree not to use our website or services to:
THIS WEBSITE AND ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Nothing on this website constitutes financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.
TO THE FULLEST EXTENT PERMITTED BY LAW, ZEPHYR FINANCIAL GROUP AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS WEBSITE OR OUR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).
You agree to indemnify, defend, and hold harmless Zephyr Financial Group and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your use of our website or services, your violation of these Terms, or your violation of any rights of another party.
These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Allegan County, Michigan. You consent to personal jurisdiction in such courts.
We reserve the right to modify these Terms at any time. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of our website or services after any modifications constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms and Conditions, please contact us:
Zephyr Financial Group
1806 Jefferson Road
Otsego, MI 49078
Email: tyler@thezephyrfinancialgroup.com